Risk Management

Insured your business with us

risk managament

Risk Management & Services

We are independent from the control of any insurance company, Our function is to study the needs of the Insured and analyse the risks exposure facing the Insured and then recommend ways to reduce the physical hazards which result in reduced risks and thereby reducing the premium rates. A full insurance programme will then be drawn up for the Insured's consideration, From the programme, we will arrange the policies with the most stable and reputable insurance company which can provide the best coverage at the most economical costs.

Our services do not stop after the policies have been effected. We keep ourselves informed of market developments to avail ourselves of opportunities such as emergence of new markets or improved world underwriting results for the benefit of the Insured. Our tasks, therefore, require the skills and technical competency to understand your requirements and in turn, translate them into the purchase of insurance for you and not sell you whatever form of cover the Insurer happens to have readily available.

In contrast, if you happen to purchase insurance policies without the vital covers that you really need, the policies are then totally useless to you. Arranging your insurance therefore demand a degree of skill and expertise that can only be achieved through impartial and independent professionalism.

In addition to the execution of the above function, we render continuous expert advice to the Insured and assist the Insured in their daily insurance problems, One of the most important services we can offer is in regard to claims, When a claim arises, we advise the Insured the procedures to adopt in processing a claim and then negotiate with the Insurers to arrive at a fair settlement of the claim.

Our technical know-how will be most strongly realised when we negotiate for a settlement of a claim that is considered a borderline case. In addition, our services to you are free.

  • Fire

  • Industrial All Risk

  • All Risks

  • Electronic Equipment

  • Loss of Profits

  • Plate Glass

  • Civil Engineering Completed Risks

  • Theft

  • Money

  • Fidelity Guarantee

  • Forged Share Transfer

  • Commercial Crime

  • Public Liability

  • Comprehensive General Liability

  • Effective Call Handling Skills

  • Directors and Officers Liability

  • Products Liability

  • Employer's Liability

  • Professional Indemnity

  • Medical Malpractice

  • Warehouseman Liability

  • Bailee Liability

  • Internet Liability

  • Banker's Blanket Bond

  • Contingent Liability

  • Environmental Impairment Liability

  • Contaminated Products Insurance

  • Marine Cargo

  • Marine Cargo Advance Loss of Profits

  • Goods in Transit

  • Marine Hull

  • Pleasure Craft

  • Aviation

  • Motor

  • Machinery Breakdown

  • Machinery Breakdown Loss of Profits

  • Boilers

  • Storage Tank

  • Deterioration of Stock

  • Contractor's All Risks

  • Erection All Risks

  • Delay in Start Up

  • Performance Bond

  • Workmen's Compensation

  • Group Personal Accident

  • Group Term Life Assurance

  • Group Hospital & Surgical Insurance

  • Retirement & Pension

  • Critical Illness

  • Dental Insurance

  • Business Secondment Insurance

  • Worksite Marketing

  • International Expatriate Health

  • Export Credit

  • Political Risks

  • Terrorism Cover

  • Loss of License

  • Crop Insurance

  • Extended Warranty

  • Foreign Worker's Compensation Scheme (FWCS)

  • Foreign Hospital & Surgical (SKHPPA)

  • Freight Forwarders Insurance Scheme


  • High Quality Services
  • Rich Experience
  • Advanced Capabilities
  • Assured Customer Satisfaction
  • Sophisticated Technology
  • Dynamic Organization


  • I'm very pleased with my policy and with your company. I recommend you to all my friends and family. I think you're the best insurance company in today's market. You're certainly the best insurance company I've had so far. Thank you so very much." Nur Farhana Binti Hashim, 30 Muar
scroll up